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Highest User Reviewed Service

39% of users rated this service #1
debt counselling CreditAndDebt.com
Users selected this service because they found creditanddebt.com to be quick and easy to use. Price of the service was fair, as reported by most users. Service was said to be quicker than local brick and mortar credit services.

Second Highest User Reviewed Service

31% of users rated this service #1
credit card debt reduction LowerMyBills.com
Users chose this bill consolidation service due to its overall effectiveness. Users declared that the price was reasonable, and service adequate. Many comments concerning LowerMyBills.com include the words "very effective" and "easy".

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Latest Debt Free Living News

Shop for Christmas Gifts Without Racking Up Big Bills (WAAY-TV Huntsville)
Christmas spending often takes shoppers into a new year of debt, as research shows most Americans are spending 22 percent more than they make. However, it's easier than most think to move towards a debt-free life.
Small towns and tall pines of East Texas sometimes hide fugitives (The Town Talk)
FRANKSTON, Texas (AP) ? Living near the dense pine woods where some believe Bigfoot still covertly skulks, escaped convict Deborah Ann Gavin Murphey perhaps thought she, too, wouldn?t be found.
Free Tools Help Make the Most Popular New Year's Resolutions Stick (Business Wire via Yahoo! Finance)
CHICAGO----The New Year will begin with the best of intentions, but many fail to consider the emotional aspect of spending. Michael J. McAuliffe, President of Family Credit Counseling Service explains, "Many of us sit down at the end of the year, look at our finances to make resolutions, but then lose perspective."
Westinghouse reunion; the inbox (Pittsburgh Post-Gazette)
I visited the Westinghouse all-class reunion Friday evening at the New Greater Pittsburgh Coliseum. The place was packed.
Lakeview Community Services enrichment classes, pool activities (Battle Creek Enquirer)
ADULT ENRICHMENT CLASSES Participants must be 16 or older unless otherwise stated.
Business Calendar (Fort Wayne Journal Gazette)
ExecuTrain will offer the following classes from 8:30a.m. to 4:30p.m. at 7337 W. Jefferson Blvd. Call 432-9077 for pricing information or visit www.executrainfw.com.
Round Lake Area Park District notes (Daily Herald)
Learn how to systematically eliminate debts and take that money to build real wealth. This workshop is designed to teach a simple mathematical technology to eliminating debt and operating 100 percent on cash.

Previous Forum Posts/Comments about debt free living

Posted on: Oct 13, 08 05:50 am by: Bob Perkins
credit card debt negotiationHeh, look at what I found...

Here are some enlightening articles on the topic by Fool credit expert Dayana Yochim: Why Pay to Peek at Your Credit File. Give Me My Free Credit Report. Your Credit File Smells Funky I'm in Credit La La Land Who Has the Keys to Your Credit File.

Posted on: Oct 12, 08 10:42 pm by: John Bryant
debtworksI thought that this was awesome when I first read it...

O'Malley said there were indications in the latest survey that students were using credit responsibly: _ More than half of the undergraduates with credit cards carried balances below $1,000. _ Their most frequent charges for education expenses were for general school supplies and textbooks, while their most frequent charges for non-education expenses involved food, clothing, cosmetics and gifts. _ More than one in five students paid their credit card balances in full every month.

Posted on: Oct 12, 08 03:17 pm by: Josh Christensen
personal finance budgetsI thought that this was awesome when I first read it...

Wedding has been planned in your room, your mind, your house, your in-laws house. Every wall, every floor, everywhere you walk, your wedding is being planned. It is on your mind and finances come invariably into focus while the planning is going on.

Posted on: Oct 11, 08 11:59 pm by: Bob Babcock
free debt managementCan any of you give me some advice about this?...

Equity is difference between the market value of the home and the total debt against it in the form of mortgage or lien. Lien is the right to take another’s property if an obligation is not discharged. Personal loans for homeowners can be highly profitable and can save a lot in terms of your money.

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